Terms of Service

1. Acceptance of terms

By registering an account on CatPTC you accept these terms in full. If you do not accept them, do not create an account or use the platform. We may update these terms and will publish the effective date on this page.

2. Account eligibility and rules

• You must be at least 18 years old, or the age of majority in your jurisdiction, whichever is higher.
• You may hold one account only. Multiple accounts created to claim repeated signup bonuses or to self-refer will be terminated and any balance forfeited.
• You are responsible for the security of your username and password, and for every action taken from your account.
• Referral links must carry your own username. Self-referral through a second account is prohibited.

3. The earning model

CatPTC provides three earning streams:

• Paid-to-click tasks. You view an advertiser's page for the published timer duration and receive the published reward. Rewards are credited automatically when the timer completes.
• Investment plans. You allocate funds to a plan with a published daily return and lock period. Daily profit becomes claimable while the plan is active.
• Referral commissions. You earn $0.50 for each member who registers through your link and 30% of each investment those members make, credited instantly.

4. Deposits

• The minimum deposit is $3.00.
• Every deposit is reviewed and approved manually by an administrator before any balance is credited. Approval requires on-chain verification of the submitted transaction ID.
• Deposits that cannot be verified against the blockchain are rejected, and the submitting member is notified with a reason.
• A minimum cumulative total of $3.00 in approved deposits is required before you may post an advertisement on the platform.

5. Withdrawals

• The minimum withdrawal is $5.00, and the amount may not exceed your available balance.
• Supported withdrawal coins are Bitcoin (BTC), Ethereum (ETH — ERC20), Litecoin (LTC), Dogecoin (DOGE) and Tether (USDT — on either the TRC20 or the ERC20 network). You must supply an address matching the selected network.
• You are solely responsible for the accuracy of the wallet address and network. Cryptocurrency transfers are irreversible; funds sent to an incorrect address cannot be recovered.
• Withdrawal requests are reviewed before payout, typically within 24 hours on business days. A rejected request returns the reserved amount to your balance.

6. Advertising terms

• You must have at least $3.00 in approved deposits to create a campaign.
• Campaign budget is deducted from your balance at launch and is consumed as views are delivered. Unspent budget is not refunded automatically.
• Advertisements must lead to legitimate, safe-for-work destinations. Adult content, malware, phishing pages, unlicensed gambling and materially misleading claims are prohibited.
• Campaigns violating these rules are removed without refund.

7. Prohibited activities

• Automated clicking, bot traffic, browser-scripting tools or any attempt to complete offers without genuine human attention.
• Creating multiple accounts, or coordinating with others to simulate referral activity.
• Attempting to manipulate balances, exploit bugs, or interfere with platform operation or other members' accounts.
• Using the platform for money laundering or any activity prohibited by applicable law.

8. Risk disclosure

9. Account suspension

We may suspend or terminate any account that breaches these terms, and may withhold any balance obtained through prohibited activity. Where a suspension is the result of a verification review rather than a breach, we will explain the reason and the steps required to resolve it.

10. Limitation of liability

To the maximum extent permitted by law, CatPTC is not liable for indirect or consequential losses, including loss of profits or data, arising from your use of the platform. Nothing in these terms excludes liability that cannot lawfully be excluded.

11. Contact

Questions about these terms should be directed through our contact page.